Thursday, November 22, 2012

Some kind of investment you can do (Last Part)

Foreign Exchange
  • Profit
    • Capital needed a flexible, depending on the financial strength of investor
    • Investors can invest in these individuals without having to go to one of the brokerage firm as the stock investment
    • If required urgently, foreign currency can be withdrawn at any time, through "money changer"
  • Weakness
    • Buy foreign currency risk is huge. This is due to foreign currency exchange rate is very volatile and extremely vulnerable to government policy.
Unit Link Insurance
  • Profit
    • Investors can enjoy insurance products as well as investing in mutual funds
    • Link unit will help lay people who are generally concerned with investing in mutual funds but want to develop funding
    • Application is relatively easy because most insurance agents can go directly prospective users unit link insurance
    • Facilitate small investors because the investment process is done gradually unit-linked insurance
  • Weakness
    • The results of the development of the investment could be limited, investors are not able to monitor the performance of the investment manager for relations with investors with investment managers conducted through the medium of an insurance company
    • In unit-linked insurance, long-term investments designed for insurance so that when taken before the specified time then the potential harm will occur. Insurers also need to pay certain costs associated with the management of money funds by investment managers, thereby reducing investor profits
Financial Institution Pension Fund
  • Profit
    • Saving for old age. Investors can enjoy the benefits of the old days when
    • The amount of dues can be determined in defined contribution retirement program
  • Weakness
    • Investors could have to bear losses if investments take defined contribution plan
    • Funds received at maturity may be eroded by inflation
Commodities Investment
  • Profit
    • Investment funds are protected from inflation and volatility in currency exchange rates against other currencies due to international commodity that can not be removed from prices prevailing in the international market
    • Demand for commodities has also increased, so the sale price remains lucrative commodity
    • Commodities can be inherited
  • Weakness
    • Not be cashed at any time
    • Investors need to monitor the maintenance of commodities

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