Tuesday, April 26, 2011

Alloys composition and crystallization

An alloy is a mixture of materials which have metallic properties, composed of 2 or more components (elements) and at least a main component is metal. 

In general, inter-metal solubility is limited due to the limited replacement of atoms by other atoms or limitations of other atoms between the atoms in the crystal lattice arrangement known in the metal, namely:
Simple cubic not mean so simple but can mean that this structure has only one full unit cell as a unit again, it could be this cubic structure is the most complicated structure among the existing structure, among other example is the Carbon and Manganese. 

Face Centerred Cubic namely cubic structure similar to the BCC it appears in the presence of an atom at each corner of the unit cell and there is one atom longer at the center of each side of the cube, among others, for example, austenite Iron, Copper, Nickel, Platinum, Iridium, and Rudium. 

Based Center Cubic means every atom in the metal structure is surrounded by eight nearest atoms either atom is located at the corner or in the center of the unit cell so that each atom has approximately the same environment, among others, for example iron Ferrite, Molebdium, chromium, vanadium, thallium. 

Hexagonal arrangement of the meeting is the arrangement of the structure which has very regular basis because of certain atoms have the same angle and length, among others, for example zinc, Zirconium, Magnesium, Rhenium.
The composition of these crystals to determine the physical and mechanical properties of metals. Changes in the composition of the crystal lattice due to mixing of metal atoms resulting in changes in crystal plane spacing and number of neighboring atoms that determine the bond atoms will carry the binding effect on physical properties and mechanical.
Crystallization
Crystallization is a process of crystal formation that occurs during freezing, the phase change from liquid to solid phase. Viewed from the crystallization mechanism occurs in 2 stages: - Establishment of core or nucleation - Crystal growth
In the liquid state, the atoms do not have a regular arrangement of certain, in a liquid state, its temperature is relatively high and the atoms have enough energy so it is easy to move, no later arrangement of atoms relative to other atoms.

Wednesday, April 20, 2011

Benefits of green beans

Among the many types of food, green bean (Phaseolus radiatus) became one of the most easy to find. Also known by the name of green gram, mung bean, or green soy, green beans can be processed into various food and beverage delights. More-over with a relatively cheap price, making it popular anywhere.

Behind its small, green beans contain vitamin and nutrient dense. No wonder the consumption of green beans into one of the suggestions are often heard to maintain health. In fact, to introduce them into the broader community and included in the patterns of daily life and even in a neighborhood health center program, a food that is thought to have originated from India has never missed given to the children under 5 years.

Vitamins are most prominent in the green beans are the B1 and B2, which was originally vitamin B1 (thiamine) is known as the anti-beri-beri and considered useful also to help one's growth process. In addition, vitamin B1 also serves to maximize the conversion of carbohydrates into energy so that green beans can be a source of power stamina. Similarly, vitamin B2 (riboflavin), which also plays an important role in growth.

Eating green beans has also long been a part of a daily snack. Not difficult to find green bean porridge is usually served with black rice and milk ingredients. Even if did not bother to make green bean porridge, it could also drank boiled water.

On the other hand, green beans are also often a fixture in the food and beverages, such as in ice, cake, or as additional ingredients in ice or ice mixed stoned.

Monday, April 18, 2011

A Car Loan For People With Bad Credit

Most banks have strict policies about whom they will lend their money to and for what the money will be used. They will not grant you a car loan for a used car which is older than five years. They charge higher interest rates on loans for used cars than on loans for new cars. And very rarely do they grant loans to people who fall under the “subprime” category.

A person who is considered a subprime borrower is one who has a blemished credit history. He may not be paying his bills on time or he may overextend his credit card. A subprime borrower is usually someone who has a credit score below 620. If your loan application has been rejected on the grounds that you belong to this credit-unworthy group, does this mean that you cannot borrow anymore?

You may still get a car loan if you will look for lenders that grant financing to subprime borrowers. Avoid finance companies that advertise “1.9% interest**”. Notice the sign (**)? Below the big ads, written in fine print, the ** means for prime borrowers only or for people with excellent credit. Clearly you do not belong to this worthy group. People with bad credit will have less privileges when getting a car loan. The interest rates are decidedly high. You may opt to search for online lenders. But there are measures you may take to improve your circumstances.

The first thing to avoid is to rely completely on the car dealer. He will always get a certain percentage out of car loan transactions. In fact, it will be advisable if you are able to secure a car loan before you allow a car dealer to be within a shouting distance from you. When you look for a credit grantor, don’t accept the first one you encounter. Compare interest rates offered by lenders, but don’t accept the average rates they give. A lender may offer a lower interest rate for a person with a credit score of 800 and a higher interest rate for someone with a score of 600. Ask for specific rates. You may also approach credit unions and banks where you have a current account.

You also have a chance to improve your “category” by checking your credit report and reforming your credit score. For example, there might be an error in the information found in your credit report. This error may have been the one responsible for the black mark on your credit history. You must immediately have this error corrected by informing the credit bureau in writing.

Credit scores can change. If you pay your bills on time and if you always stay within your budget, then your credit score will likely improve. Once you have a higher number, you may get a lower-rate refinancing for your car loan.


Thursday, April 14, 2011

Electron Spectroscopy

Electron spectroscopy is the generic name given to a handful of individual techniques based upon the analysis of electron energies following a collision between an impacting particle or photon and an atom, molecules, or solids. The individual techniques are listed below
  1. Photoelectron Spectroscopy (ultraviolet excitation)
  2. Photoelectron Spectroscopy (X-ray excitation)
  3. Auger Electron Spectroscopy
  4. Ion Neutralization Spectroscopy
  5. Penning Ionization Spectroscpy
  6. Electron Impact Energy Loss Spectroscopy
  7. Autoionization Electron Spectroscopy
  8. Resonance Electron Capture
  9. Electron Transmission Spectroscopy
The rapid growth in recent years of basic and application studies using electron spectroscopy can partly be attributed to a belated interaction between scientist working in quite different areas, but using electron spectroscopy, thus providing the means of exchanging ideas and techniques. The areas in which applications have been found is remarkably wide, covering all cases in the gaseous or solid state including surfaces, where elemental analysis or a knowledge of chemical bonding and electron structure is required. It complements other techniques over this wide range, but does not have the general applicability in any one area that, for instance, Nuclear Magnetic Resonance which offers in organic chemistry.

The branches of electron spectroscopy were developed more or less independently, often by groups working in diverse area, example for molecular spectroscopy as opposed to surface physics. In other hands, there is a factor which has an advance in the development of electron spectroscopy. Technology and design of instrumentation also have an influence for some experiments doing with electron spectroscopy.

Whereas experiments in the past were frustrated for lack of high resolution energy analyzers, sensitive electron detections systems, or a sufficiently good vacuum for meaningful results, today areas with which to implement bright or not so bright ideas.


Sunday, April 10, 2011

Privileges Regarding Arabic

Arabic designated as the sixth official language besides Chinese, English, French, Russian and Spanish in 1974 by the United Nations (UN). Although its use in today's less popular with English, but in fact Arabic is the language that the user first reaches the most extensive areas on earth.

Arabic language included in the Semitic language family, which flourished in the Mediterranean Gulf region, especially in the vicinity of the Euphrates and Tigris rivers, and coastal areas of West Asia, among others, crossing the country Syria, Lebanon, Palestine. According to language experts and Eastern Cultures at the University of Washington said the Arabian Peninsula became the cradle of the Proto-Semitic language. However, many of them support the Arabic language was born in East Africa region around Somalia or Ethiopia. This conclusion was supported by the facts of the East African countries is dominated by Arabic as the official language.

Linguistic experts from Yale University, Benjamin Lee Whorf and his teacher Edward Sapir hypothesis known as "linguistic relativity". Based on his research, they found that there is a relationship between language, ways of thinking, and behavior. That is because the purpose languages ​​is not merely a communication tool, but also become a tool for someone to think and act. Characteristics of the language of a nation, directing how they think and describe the reality of life. Not only that, Muslim scholars also developed civilization. History records a large role arabic language as a means of knowledge transfer. And even the Muslim scientists also developed his own knowledge of science. the world recognize the science of algebra, chemistry, geology, trigonometry ball is part of Muslim scholars contributed to world civilization. Science written in Arabic which they then taught to many other nations of different languages.

Saturday, April 9, 2011

Business loans - Finance your dreams

We all have dreams.  If you have dreamed of owning a group of companies or taking your business to new heights thus becoming a successful businessperson but it is the money that’s hindering your way. You need not worry because now you have business loans that can help you finance your dreams.

Business loans are provided to those who are looking forward to start up a new business or expand the existing one. These loans provide the entrepreneurs with enough financial assistance.

There are several types of business loans available in the market. Start up business loans help to start a new business. These are given to those who have a strong desire of starting up a business but are unable to do so because of some financial crisis. If you want to start with a small business and require relatively less amount, then a small business loan is the best option for you. With large business loans you can make large capital investments, start a new business and even expand the existing one.

One can avail a business loans in either of the two forms –secured or unsecured. Secured business loans can be availed only if you have something like a property or home to place as collateral. They are given at a low interest rate provided you have a good credit score and the collateral holds a higher value.

If you do not want to put a property as collateral for the fear of getting it repossessed by the lender, you can opt for unsecured business loans. These are generally given at a higher rate of interest. It takes into consideration your present business volume and credit score.

Sanction of a business loan depends on factors such as the business plan, loan purpose, credit score and the collateral placed. The loan amount can be drawn according to one’s requirements and financial condition. Normally, with a business loan you can extract money ranging from £5,000 to £100,000. The repayment period is between 3-25 years. Keeping all these things in mind the lender decides the loan amount, interest rate and monthly installments of the borrower.

Benefits of business loans are: -
  •  Fastest way of raising money for business.
  •  Flexible repayment options.
  •  Ownership of your company is retained.
  •  Tax-free interest rate.
  •  An effective tool for debt consolidation.
  •  Can be used for expanding or renovating premises.
The loan procedure involves lot of paper work, which is quite chaotic. An alternative to this is the provision of various online loan-providing organizations existing on different websites that keep you away from all hassles. Just a little effort is required to fill in the loan application form. You need to give all the relevant details required and the lender will serve you service with the best possible deal.

Hence, now put all your worries under the pillow and make a fresh opening of your business plans. If you make a judicious use of the loan, you can go a long way expanding your business thus making your dreams come true.

The Da Vinci Penthouse in Jakarta

In Jakarta, we will see the hotel which decorated like a classical architecture from Europe. The da vinci penthouse is the only penthouse in Asia designed in classical style, and is one of the tallest buildings in Indonesia. The high penthouse ceilings, ranging from 3.2 to 4.2 meters, create a sense of comfort and elegance. Three concepts have inspired the design of these Penthouses: security, privacy, and elegance.

The security is ensured by the 24-hour security staff of 30 personels, a video phone system, a finger scan system, CCTV (Close Circuit Television) monitoring, private card access, and 24 hour valet parking. Seems the security so safe and it will makes us feel safety on the penthouse.

Privacy is created by through the limited numbers of units, and private lifts to provide private access. Elegance is manifested in the perfection of the exterior and interior design details. 
The units are of three types: Penthouse, Deluxe Penthouse, and Grand Penthouse. Interior design work will be provided at no additional charge by the Da Vinci interior team, in line with each owner`s individual taste. Each penthouse has floor space of either 340 or 382 square meters.

One the unique feature of every Da Vinci Penthouse unit is that the rooms and balconies are designed to catch the morning sun and to have a unimpeded view of Jakarta`s main street.Yet at the same time, residents will be undisturbed by the clamour of the city, as all units have triple-glazed windows.


Beograd and Josep Broz Tito

Josip Broz Tito, the first name that comes once we set foot at Belgrade Airport, Belgrade in Serbia. Josip Broz Tito in history to have a good friendship relations with Sukarno, first President of the Republic of Indonesia.

Tito does have a big name, he is one of five founding of the great founder of the Non-Aligned Movement (NAM). The four other figures is India's first Prime Minister, Jawaharlal Nehru, President Gamal Abdul Nasser of Egypt, President Kwame Nkrumah of Ghana and President Sukarno of Indonesia.

Belgrade became the birthplace and where the implementation of the first conference of Non Aligned Movement in 1961. In 2011, the Non-Aligned Movement even 50 years old. The purpose of the Non-Aligned Movement is as stated in the declaration of Havana in 1979 that contains the guarantee of independence, sovereignty, national integriras, and security of countries non-aligned movement in the struggle against imperialism, colonialism, neocolonialism, racism and all forms of aggression foreign occupation, domination, interference or hegemony, as well as against political bloc and superpower.

History tells, Tito is a great man who used to unify the Socialist Federal Republic of Yugoslavia. Yugoslavia was established in 1918 and formed by Serbia, Montenegro, Macedonia, Croatia, Slovenia, and Bosnia-Herzegovina.

However, 3 days before the birthday to 88 on 22 May 1980, everything changed. Tito died at the same time leaving plenty of time bomb. First, the legitimacy of the central power began to decline. As a result of each republic to feel threatened by the other republics. Second, once muted primordial issue to be a very sensitive issue. Third, the increasingly strong demands of decentralization in the field of economics and politics of the two republics of the most wealthy during Tito's rule that Slovenia and Croatia because they feel exploited. Fourth, the demands of increasingly autonomous republic thick and strong.

And finally, Yugoslavia broke up, since that Belgrade was grim-faced. Country's new leader, Slobodan Milosevic, later even referred to as the "Tiger of Bengal", or "butcher of the Balkans", or "New Hitler", because it is considered responsible for committing genocide in the land of the former Yugoslavia.

Tuesday, April 5, 2011

Google Adsense, The secret weapon of Google

Google Adsense is an affiliate program internet business that is very popular in the online world today. At this present time everybody has to know what exactly is Google Adsense. Here I will try to give an article about Google and Google Adsense itself. 

In recent years, Google has provided an enormous impact in the world of technology. And Google can be said is a company that is still a young age when compared with yahoo. Defeat yahoo look of Google's simplicity in managing databases and providing service to consumers in plain view but not ordinary, or more commonly known by the term "Cheap but not Cheaper." Besides, in terms of simplicity, Google also has more superior to the problem of internet marketing. Their products are very popular nowadays not only Google Mail and Google Search Engine Google Adsense but as a result of Google Adwords. 

Google AdSense is really a very big impact in the world of internet marketing business. It can even be said to have controlled almost all regions in the world of business. Revenue from Google Adsense tends to balance with the revenues generated by Internet business such as affiliate marketing. Besides, income from Google Adsense is much greater than the expenditures that must be removed. Price-per-click ads Google Adsense varied, ranging from 0.01 to 50 dollars. Very tempting indeed to plunge in the business world, and even the value of clicks per ad to 90 dollars. Imagine, if you are one of this internet business, how much you can make money with capitalize sit 2 hours online in front of your computer. 

For more information, Google Adsense is itself a form of cooperation between Google and third parties to provide an affiliate program to advertise the product from the second party. As a third party you will get a commission from the beginning of cooperation between Google and Advertiser. The method in this business is the method of commission PPC (Pay per Click). On the other hand, this method is much simpler and very liquid and is clearly different from any other Internet business affiliate program which requires us to sell something new then get a commission from our sales results. 

In general, Google Adsense ads are very attractive compared with the advertisements of the existing network of Internet business. Besides relevant to website content, Google adsense ads also related to the content of the website so the visitors greatly helped by the ad. These have become one of the main weapon why Google Adsense is a party affiliations of the popular business in the Internet world. Therefore, the party ad publishers do not need to search one by one ad to be aired because Google Adsense will give you automatically which ads to match the content of your website. 

Well, there's another one who became a plus for the Google party. In addition to be a member of Google Adsense you do not have to have a website but you can also sign up using the blog. This is where the nature of the simplicity of Google Adsense who want to see blogs that can potentially become one of the publishers in the Internet business market. Therefore, Google does not require a website with content that is so great to be a publisher's ad. However, I emphasize to you, remember the Google Adsense ads are not ads that are cheap, although cheaper. Google Adsense be professional in assessing the content of your website or blog though. So, not surprisingly, Internet users who exist in this world believes that Google Adsense is an affiliate program that requires hard work.

Monday, April 4, 2011

The forms Fascist movement in Italy

Movement Fascism, is a movement rather than movement sala olitik parties in Western Europe, as a result of the First World War. At that time, Western Europe became very poor, both countries that win as well as the countries that lost the war. Fascism in Italy movement led by Benito Mussolini. The name of this movement is taken from the name of the movement fasces, a symbol of the Roman tradition which is a symbol of state power. This symbol deliberately used to evoke the spirit of the people and brighten up again to try to eradicate poverty Italian rampant. The main properties of the Italian Fascist movement is:

Fascism movement is in principle opposed to liberalism and democracy, with a calculation that democracy will bring the country in chaos and collapse because it will not be achieved rapprochement in controlling the running of the government schools. Adjustment schools too marked in the democratic system. Any differences in ideology, and all causes of differences in ideology must be removed.

Fascism movement prioritizes the composition and structure of terraced country and the existence of the organizations and social organizations as a social form must have a Representative. They reject the ideology of individualistic and liberalised.

Fascism did not appreciate the movement of individuals, and only judge a person within the meaning and social function and position in society, not individual requests against and go through the organization so that the companies must be owned by the organization. It is advisable that everyone entering the organizations recognized by the government.

Leaders of social organizations must be honest, capable and the love of the homeland. All judging organization under government supervision. Elders who do not have the above properties was fired from the organization.

Fascism movement of national unity, higher than the international workers' associations. The strategy works and actions in society, these movements adhere to the guidelines conform to the religion that exists in society and evoke feelings and beliefs in faith to meet domestic needs first.

Movements on a way of life for the people of Italy during the Italian Benito Mussolini lead. The movement was created and widely disseminated by Mussolini to overcome the crisis authority (crisis Gezag) Government. The Pope also approved the efforts to overcome the crisis this authority, means supporting the idea and purpose of Italian Fascism movement.

Sunday, April 3, 2011

9 Tips on Applying for a Second Mortgage

People usually apply for a second mortgage or home equity loan when they need money for debt consolidation, to pay large expenses or for home remodeling and home improvement. Second mortgages are generally categorized as fixed interest rate home equity installment loans (HELOANS) and adjustable mortgage rate home equity lines of credit (HELOCs). Which you choose depends on your needs, but the application and approval process is similar for both. These nine tips will help your loan process be as hitch-free as possible:

1.    Compare options like mortgage refinancing and other loan options to determine if a second mortgage is the best choice.

2.    Make sure you can tell lender what the purpose of the loan is. Your answer will help determine whether or not you are approved.

3.    Check your credit report for errors and get your FICO scores (myfico.com/12) because lenders will review your FICO score to determine your loan rates. Check "How to Improve Your Credit Score" for more information on cleaning up your credit.

4.    Compare several home equity loan options.  Discuss the loan programs with your broker or lender and find the best loan for your situation. Getting a good interest rates isn't a bad idea either.

5.    When applying for a loan, you will get a mortgage checklist from your lender containing the list of paperwork you need to close the loan, including:
  • Copy of deed to property.
  • Recent tax appraisal.
  • Last two years' W-2's, tax returns and current pay stub, or two years' tax returns if self-employed. Be sure to include all schedules.
  • Proof of income from alimony, child support, disability payments, lawsuit settlement, inheritance or other income source.
  • Copies of your last 3-6 bank statements.
  • List of all open credit accounts (account numbers, payment amounts, and balances).
  • Your current mortgage statement.
  • Homeowners insurance information (name, account number and phone number of agent).

6.    Faxing documentation from the checklist will expedite the loan process more than mailing it.

7.    Fill out your loan application thoroughly, or it may delay approval and loan closing.

8.    Beware of bad loans. The Federal Trade Commission (FTC) warns that you may be signing into trouble if the lender encourages you to falsify your application to get the loan, urges you to borrow more than you need, pushes you into unrealistic payment terms, shows up at closing with a different loan product than you agreed to, asks you to sign blank forms, or denies you copies of documents you signed.
   
9.    Has your mortgage application been rejected by a lender? Ask why it was rejected to find out what you need to do to secure mortgage loan approval in the future.  Sometimes paying down some credit cards can increase your credit score just enough to qualify.

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